ATMs remain a prime target for criminals. Criminals will attempt to breach the machine through physical means or through malware infections, but that does not mean that you need to steer clear of ATMs altogether. Franklin Savings Bank has provided some helpful tips to make sure your next visit to the ATM is an uneventful one.
Look around you. Be aware of your surroundings, particularly at night. If you observe or sense suspicious persons or circumstances, do not use the machine at that time.
• Park close to the ATM in a well-lit area.
• Take another person with you, if at all possible.
• If the lights at the ATM are not working, don’t use it.
• If shrubbery is overgrown or a tree blocks the view, select another ATM and notify your bank.
Be ready to go. Have your ATM card ready and in your hand as you approach the ATM. Don’t wait to get to the ATM and then take your card out of your wallet or purse.
Visually inspect the machine. Potential indicators of a skimming device can include sticky residue or evidence of an adhesive used by criminals to affix the device, scratches, damaged or crooked pieces, loose or extra attachments on the card slot, or noticeable resistance when pressing the keypad.
Protect your information. Be careful that no one can see you enter your PIN at the ATM. Use your body or other hand to shield the ATM keyboard as you enter your information. Also, remember to always take your receipts or transaction records with you.
Lock your car. If you are using a drive-up ATM, be sure your passenger windows are rolled up and all doors are locked. If you leave your car and walk to the ATM, be sure to lock it before walking away.
These tips are meant to make you aware that ATM crimes can happen. Preventing such a crime must be a cooperative effort between you and your bank. Don’t forget to subscribe to our e-mail newsletter, or follow us on Facebook or Twitter, for more banking safety tips.