. Eligibility Requirements Minimum to Open Minimum Balance to Avoid Fees Monthly Service Charge (if requirements not met) Free Transactions per Month Other Fees

Free Business Checking

For Businesses with <200 transactions per month

$100

N/A

N/A

200 free transactions per statement cycle

Additional items are $0.50 each

Business Advantage Checking

For Businesses with <300 transactions per month

$500

$10,000; $5,000 with an FSB business loan balance of $10,000 or more

$20

300 free transactions per statement cycle

Additional fees of $0.15 per check paid and $0.50 per deposit will apply for each check paid after 250 and each deposit after 50

Business Checking

For Businesses with larger balances and transaction activity

$100

Earnings credit based on average collected balance

$5

N/A

$0.50 per deposit made; $0.10 per item deposited; $0.15 per check paid

Sole Proprietor & Organization Checking

For Sole Proprietors & Organizations

$50

$500 during the statement cycle

$7

First 25 checks during the statement cycle

$0.15 per check paid will apply

Non-Profit Checking

For Non-Profits

$50

N/A

N/A

Unlimited

N/A