IRA Products

Individual Retirement Account Products

It can be difficult to save for retirement, especially when you’re on a budget. At Franklin Savings Bank, we understand that, so that’s why we offer several IRA plans that make saving for retirement affordable for everyone.

FSB offers an assortment of retirement account options, including fixed-rate, variable-rate, Traditional, and Roth IRA accounts. These accounts offer a higher rate of interest than other types of savings accounts and can be opened with just a $10 initial deposit. Additional deposits are allowed at any time, with as little as $10 per deposit—all with the assurance that your funds are FDIC-insured. How’s that for affordable?

FSB also offers the convenient Coverdell Education Savings Account IRA option for those interested in funding private education or higher-education tuition costs.

Variable-Rate IRA

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Traditional IRA

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Roth IRA

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Coverdell Education Savings Account (CESA) IRA

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