HOLIDAY NOTICE: All Franklin Savings Bank offices will be closed on Monday, July 4th in observance of Independence Day. 

NOTICE: Due to a recent technology update, Online Banking users may be asked to verify their email address the next time they login to our Online Banking system. This verification will help us keep our customers’ information safe. Thank you for understanding. 

NEW HOURS COMING SOON: We will be rolling out new branch hours starting July 5th. Click here for more information.

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Personal Banking

We think eliminating fees for small overdrafts is the right thing to do, and the right way to run a community-minded local bank like Franklin Savings Bank. If you agree, join FSB!


* Franklin Savings Bank’s Overdraft Forgiveness is a program provided to personal checking account customers. Overdraft and Returned item fees will be waived for overdraft balances totaling $10.00 or less on a business day as long as the account is not currently in an overdraft balance position. There will be no limit on the type and number of items waived so long as the ending overdraft balance for the business day is $10.00 or less. For current fees, please check our Schedule of Account Fees & Services.

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