We think eliminating fees for small overdrafts is the right thing to do, and the right way to run a community-minded local bank like Franklin Savings Bank. If you agree, join FSB!

*The FSB Overdraft Forgiveness program is for personal accounts only. Overdraft and returned item fees will be waived for overdraft balances totaling $10.00 or less on a business day. There will be no limit on the type and number of items waived so long as the ending overdraft balance for the business day is $10 or less. If the ending overdraft balance is over $10, all items presented that business day will incur an overdraft charge. For current fees, please check our Schedule of Account Fees & Services.