We think eliminating fees for small overdrafts is the right thing to do, and the right way to run a community-minded local bank like Franklin Savings Bank. If you agree, join FSB!


* Franklin Savings Bank’s Overdraft Forgiveness is a program provided to personal checking account customers. Overdraft and Returned item fees will be waived for overdraft balances totaling $10.00 or less on a business day as long as the account is not currently in an overdraft balance position. There will be no limit on the type and number of items waived so long as the ending overdraft balance for the business day is $10.00 or less. For current fees, please check our Schedule of Account Fees & Services.