Effective Date: Tuesday, December 11, 2018

Passbook Savings, Statement Savings & Certificates of Deposit (CDs)
Maximum Loan to Value (LTV) is 95% of the collateral balance.
Rate is 3% above the FSB Passbook Savings, Statement Savings or Certificate of Deposit (CD) earning rate.
Processing Fee of $55.



Effective Date: Tuesday, December 11, 2018

Mileage / Type Model Year APR* Rate Max Term Down Payment Payment Example
Up to 50,000 miles 2018-2017 6.082% 5.800% 48 Months At least 10% 236.37
Up to 50,000 miles 2018-2017 6.031% 5.800% 60 Months At least 10% 194.41
Up to 100,000 miles 2016-2015 6.031% 5.800% 60 Months At least 15% 194.41
Up to 100,000 miles 2014-2013 7.085% 6.800% 48 Months At least 20% 241.12
Up to 100,000 miles 2012 8.171% 7.800% 36 Months At least 20% 315.94
Up to 100,000 miles 2008-2011 10.178% 9.800% 36 Months At least 20% 325.60

*Annual Percentage Rate. Payment examples and APRs are based on a loan amount of $10,000 at the maximum term with a $55 Processing Fee.

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Effective Date: Tuesday, December 11, 2018

Loan Amount APR* Rate Max Term Down Payment Payment Example
$2,500 17.926% 15.750% 24 Months N/A 125.59
$2,501 to $3,500 17.247% 15.750% 30 Months N/A 124.64
$3,501 to $5,000 16.659% 15.750% 36 Months N/A 151.78

* Annual Percentage Rate. Payment examples and APRs calculated at loan amount shown or mid-range loan amount of tier at the maximum term with a $55 Processing Fee.

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Effective Date: Tuesday, December 11, 2018

Mileage / Type Model Year APR* Rate Max Term Down Payment Payment Example
Up to 100,000 miles New 7.881% 7.750% 120 Months At least 20% 121.65
Up to 100,000 miles 2008-2017 8.633% 8.500% 120 Months At least 25% 125.72

* Annual Percentage Rate. Payment examples and APRs are based on a loan amount of $10,000 at the maximum term with a $55 Processing Fee. Minimum loan amount of $2,500.

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Effective Date: Tuesday, December 11, 2018

Mileage / Type Model Year APR* Rate Max Term Down Payment Payment Example
Up to 100,000 miles New 10.195% 9.90% 48 Months At least 20% $256.80
Up to 100,000 miles 2008-2017 10.878% 10.50% 36 Months At least 25% $329.77

* Annual Percentage Rate. Payment examples and APRs are based on a loan amount of $10,000 at the maximum term with a $55 Processing Fee.  Minimum loan amount of $2,500.

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Effective Date: Tuesday, December 11, 2018

Notes Loan Amount APR* Rate Max Term Payment Example
No Down Payment $5,001 to $10,000 8.568% 8.250% 60 Months 153.50

* Annual Percentage Rate. Payment example and APR calculated at mid-range loan amount of tier at the maximum term with a $55 Processing Fee.  Minimum Loan Amount is $5,000.

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