Consumer Loan Rates
- Collateral Loans
- Autos
- Personal Unsecured
- Boats, Motorhomes, and Campers
- Other Secured and Recreational Vehicles
- Home Improvement
Effective Date: Thursday, July 2, 2020
| Statement Savings & Certificates of Deposit (CDs) |
|---|
| Maximum Loan to Value (LTV) is 95% of the collateral balance. Rate is 3% above the FSB Statement Savings or Certificate of Deposit (CD) earning rate. Processing Fee of $55. |
Effective Date: Thursday, July 2, 2020
| Mileage / Type | Model Year | APR* | Rate | Max Term | Down Payment | Payment Example |
|---|---|---|---|---|---|---|
| Up to 50,000 miles | 2020-2019 | 6.082% | 5.800% | 48 Months | At least 10% | 236.37 |
| Up to 50,000 miles | 2020-2019 | 6.031% | 5.800% | 60 Months | At least 10% | 194.41 |
| Up to 100,000 miles | 2018-2017 | 6.031% | 5.800% | 60 Months | At least 15% | 194.41 |
| Up to 100,000 miles | 2016-2015 | 7.085% | 6.800% | 48 Months | At least 20% | 241.12 |
| Up to 100,000 miles | 2014 | 8.171% | 7.800% | 36 Months | At least 20% | 315.94 |
| Up to 100,000 miles | 2010-2013 | 10.178% | 9.800% | 36 Months | At least 20% | 325.60 |
*Annual Percentage Rate. Payment examples and APRs are based on a loan amount of $10,000 at the maximum term with a $55 Processing Fee.
Effective Date: Thursday, July 2, 2020
| Loan Amount | APR* | Rate | Max Term | Down Payment | Payment Example |
|---|---|---|---|---|---|
| $2,500 | 17.926% | 15.750% | 24 Months | N/A | 125.59 |
| $2,501 to $3,500 | 17.247% | 15.750% | 30 Months | N/A | 124.64 |
| $3,501 to $5,000 | 16.659% | 15.750% | 36 Months | N/A | 151.78 |
* Annual Percentage Rate. Payment examples and APRs calculated at loan amount shown or mid-range loan amount of tier at the maximum term with a $55 Processing Fee.
Effective Date: Thursday, July 2, 2020
| Mileage / Type | Model Year | APR* | Rate | Max Term | Down Payment | Payment Example |
|---|---|---|---|---|---|---|
| Up to 100,000 miles | New | 7.881% | 7.750% | 120 Months | At least 20% | 121.65 |
| Up to 100,000 miles | 2010-2019 | 8.633% | 8.500% | 120 Months | At least 25% | 125.72 |
* Annual Percentage Rate. Payment examples and APRs are based on a loan amount of $10,000 at the maximum term with a $55 Processing Fee. Minimum loan amount of $2,500.
Effective Date: Thursday, July 2, 2020
| Mileage / Type | Model Year | APR* | Rate | Max Term | Down Payment | Payment Example |
|---|---|---|---|---|---|---|
| Up to 100,000 miles | New | 10.195% | 9.90% | 48 Months | At least 20% | $256.80 |
| Up to 100,000 miles | 2010-2019 | 10.878% | 10.50% | 36 Months | At least 25% | $329.77 |
* Annual Percentage Rate. Payment examples and APRs are based on a loan amount of $10,000 at the maximum term with a $55 Processing Fee. Minimum loan amount of $2,500.
Effective Date: Thursday, July 2, 2020
| Notes | Loan Amount | APR* | Rate | Max Term | Payment Example |
|---|---|---|---|---|---|
| No Down Payment | $5,000 to $10,000 | 8.568% | 8.250% | 60 Months | 153.50 |
* Annual Percentage Rate. Payment example and APR calculated at mid-range loan amount of tier at the maximum term with a $55 Processing Fee. Minimum Loan Amount is $5,000.
