Money Smart is a comprehensive financial education curriculum developed by the Federal Deposit Insurance Corporation (FDIC) which is designed to help individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Financial education fosters financial stability for individuals, families, and entire communities. The more people know about credit and banking services, the more likely they are to increase savings, buy homes, and improve their financial health and well-being.

The Money Smart curriculum for consumers is available free of charge in several versions:

  • Instructor-led curricula for adults available in nine languages and Braille and large print versions for the visually impaired (learn more)
  • Instructor-led curricula series for young people in grades pre-K through 12 (learn more)
  • A stand-alone instructor-led module developed by the FDIC and CFPB that targets the needs of older adults (age 62 and older). Money Smart for Older Adults is available in English and Spanish.
  • A self-paced Computer-Based Instruction (CBI) format online for ages 13 and over in English and Spanish (learn more)
  • A portable audio (MP3) version, Money Smart Podcast Network  (learn more)

And, the FDIC in collaboration with Small Business Administration (SBA), offers the Money Smart for Small Business instructor-led curriculum focusing on the needs of new or existing entrepreneurs.