Kids have returned to school. Football is back. Holiday decorations line the store shelves. Cooler temps are creeping in on us, but that doesn’t mean that it is time to give your monthly budgeting the cold shoulder. September is a great time to sit down, look at out budgets, and set ourselves up for financial success as we near the end of 2019.
Aside from your regular monthly expenses, here are a few September budgeting tips to consider.
Summer Clothing Sales
If you are anything like me, you are not thinking about what you are going to be wearing next summer. However, this is the time of year when your favorite stores are looking to clear out their summer inventory to make room for cozy sweaters and flannels. Take advantage of those sales! Look for items that you and your family will need next year, store those items away for the winter months, and by the time next summer comes around, you will have a new wardrobe – ready for the hangers!
Pause before calling a lawn care company to take care of your yard work. This year, take matters into your own hands! If you can find the time over the next few weeks, give your yard some serious TLC. Rather than paying someone to do the work for you, set aside some money and head down to your local garden center to see what steps you can take this fall that will pay off next spring.
Whether your “toy” is built for the snow, open road, or the water, chances are it is going to cost you to take care of it. Start setting aside money to either put those toys away for the colder months, or to bring them out to play!
It is hard to believe that some national retailers already have holiday décor out on display. With the season of giving right around the corner, now is a good time to start saving up for all of those holiday expenses. Consider FSB’s super-flexible Choice Savings Club, which allows you to make payments or set up automatic deposits, and then transfer your funds to your checking account on the payout date. Avoid the holiday spending hangover this year and think ahead!
And there you have it – some great ways to stay ahead of your monthly budgeting. We surely did not cover everything, so if you know of other expenses for this month that we missed, please feel free to put them in the comments section below to help others out! Did you find these September budgeting tips helpful? Subscribe to our email newsletter to have tips like these sent directly to your inbox.