Consumer adoption of mobile apps continues to surge at a rapid pace among users of mobile devices, particularly with millennials between the ages of 19-37. According to a 2016 Consumer Banking PACE Index published by FIS, 63% of millennials accessed account information using a mobile device. Further, 40% of millennials reported to have paid a bill using a mobile app from a bank. The growing popularity of mobile banking has led banks of all sizes into developing their own custom mobile app as another approach to strengthen customer relationships. Millennials are not the only generation to embrace mobile apps, Gen Xers and Baby Boomers are also joining the divide; albeit at a slower pace.
It’s no mystery that consumers want ease and convenience when it comes to managing their finances. FSB identified this opportunity early on and made the investment into developing our mobile app. In fact, we were one of the first community banks to unveil our mobile banking app back in 2009.
The FSB mobile app offers a variety of banking functions – all just a tap away on a mobile device. With our mobile app you can securely view real-time account balances without having to login as well as view transactions, transfer funds between accounts, pay bills, send money, deposit checks, and more.
In addition to our mobile banking app, we offer a few other apps to enable our customers to manage their finances when it’s most convenient for them. Take CardValet® for example. This easy-to-use app sends alerts each time your debit card is used, allows you to set spending limits, view transaction history, turn your card on/off, and more. It is also a great tool for detecting debit card fraud.
Our Buzz Points App is available to customers enrolled in our debit card rewards program, a unique program that rewards points for shopping local. With the Buzz Points app, you can keep track of points, see local offers, and redeem points towards rewards at merchants who are part of this program.
The AllPoint Network® App allows you to locate an AllPoint ATM closest to you simply by using the GPS in your mobile device. With over 55,000 surcharge-free ATMs across the US, Canada, United Kingdom, Australia and Mexico, the AllPoint Network® makes it easy for you to access cash without incurring a fee.
All of our apps are available for download in the Apple App or Google Play stores. With all the apps we have to offer here at FSB, we make it easy and convenient for all generations to manage their finances anywhere at any time!