WATERFRONT PROPERTY FINANCING & REFINANCING THAT WORKS FOR YOU

Time for a better view?

Contact Janet Haines at 603.934.8355 for more information.

30 Year 10/1 Adjustable Rate

4.125% INTRO RATE

0 POINTS
4.992% APR*

20 Year Fixed Rate

4.50% RATE

0 POINTS
4.571% APR**

Rates are effective 05/01/19 and may change without notice. Rates are available for loans up to $1,000,000. For loan amounts over $1,000,000 please call for pricing. The loan offerings are available for waterfront properties looking to purchase or refinance. Must be owner-occupied, single family or condominium, primary residence or second home. Other financing options are available. This is a limited time offer and may be withdrawn without notice. The offer of credit is subject to credit approval.

*Annual Percentage Rate (APR) is based on a loan amount of $250,000, with monthly payments; initial payments first 120 months of $1,211.62 and remaining payments for 240 months of $1,459.03. Minimum of 20% down payment. Loans with less than 20% down payment require Private Mortgage Insurance (PMI). Payments do not include taxes or insurance. The actual monthly payment obligation will be greater. The index used to determine future rate adjustments is the Federal Home Loan Bank/Boston 12 Month Regular Classic Advance Rate (found at www.fhlbboston.com/index.jsp), currently at 2.625% plus a margin of 3.75%, Caps 2/6 and a floor rate of 4%. The quoted rate in the ad is not based on the index and margin that will be used to make subsequent rate adjustments over the term of the loan. The Annual Percentage Rate is subject to increase after consummation.

**Annual Percentage Rate (APR) is based on a loan amount of $250,000 with 240 equal monthly payments of $1,581.62. Minimum 20% down payment. Loans with less than 20% down payment require Private Mortgage Insurance (PMI). Payments do not include taxes or insurance. The actual monthly payment obligation will be greater.

NMLS# 709434

603.934.4445 | Report a Lost or Stolen Debit Card:  1.800.472.3272 | Routing Number: 211770174

Investment Management services are offered through Fidelity Institutional Brokerage Group.

Securities are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.

Fixed Insurance is offered through Consolidated Life Producers.

Services, securities and insurance offered through Independence Financial Advisors, LLC and Fidelity Institutional Brokerage Group, Infinex Investments, Inc. and Consolidated Life Producers are not FDIC-insured, are not deposits or obligations of nor guaranteed by Franklin Savings Bank or its affiliate. These products are subject to investment risk, including possible loss of value and are not insured by any federal government agency. For more information about a particular security, ask for a prospectus. Please read it carefully before making an investment.