Don’t be fooled by inaccurate information floating around the internet or water cooler. We’re here to bust some myths about banking, so that you can see for yourself just how safe and convenient banking can be!

Myth:

You have to use an FSB ATM

to avoid a fee.

Busted:

FSB customers can choose

from over 55,000 fee-free ATMs.

Myth:

Mobile Wallet

isn’t safe.

Busted:

FSB's Mobile Wallet uses multiple

layers of authentication to ensure your security.

Myth:

I have to go to the bank

to do my banking. 

Busted:

You can access your account

balance from any Internet connection.

Myth:

Online Banking

isn’t secure

Busted:

Online Banking is secure

when used with a secure network connection.

Myth:

ACH Transfers

are not secure

Busted:

ACH transfers are considered more

secure than other forms of payment.

Myth:

FSB doesn't offer

land loans

Busted:

Yes we do!

We offer land loans with various terms. 

Myth:

Online account opening

isn’t safe

Busted:

Our online account opening software is encrypted for your security!

Why is Online Account opening safe? Because ensuring the security of our customers’ financial information remains a top priority. In fact, we use complex security software & encryption software to safeguard private account info.

Myth:

e-Statements are not as secure

as paper statements

Busted:

e-Statements are more secure!

e-Statements are more secure than paper statements because they are sent securely to your personal email or available for view online. Paper statements are less secure as there is a possibility that they could be taken out of your mailbox or delivered to a different address.

Myth:

You can only deposit a check

at a bank location

Busted:

You can deposit checks using the FSB mobile banking app and at any of our ATMs!

Customers can enjoy the convenience of depositing checks to their account using our mobile banking app with Mobile Deposit. Checks can also be deposited at any FSB ATM at no charge.

Myth:

FSB doesn't offer

residential loans

Busted:

We offer a variety of residential loans!

We also offer loan programs for first-time home buyers! Click on this Myth to check out all of our residential loan products.

Myth:

My emails have no value

to a hacker

Busted:

Hackers love stealing personal information from emails!

As a rule of thumb, NEVER send this kind of information over email, especially if you use an email service that isn’t encrypted!

Myth:

Big banks offer

more banking options

Busted:

Small banks can offer the same options as the big banks!

FSB offers several of the same conveniences as the “big guys”. We just have that community bank feel that you don’t often find at the Big Bank!

Did these myths spark some questions? Give us a call or stop by one of our locations to talk with one of our representatives.

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