Don’t be fooled by inaccurate information floating around the internet or water cooler. We’re here to bust some myths about banking, so that you can see for yourself just how safe and convenient banking can be!
Myth:FSB only has
Busted:FSB has eight
Myth:Fraud only happens
with electronic transactions.
Busted:Fraudsters try to compromise
paper checks too.
Myth:It's safe to provide your
debit card pin to your bank.
Busted:Never share your PIN number.
Not even with your bank!
Myth:You have to use an FSB ATM
to avoid a fee.
Busted:FSB customers can choose
from over 55,000 fee-free ATMs.
Busted:FSB's Mobile Wallet uses multiple
layers of authentication to ensure your security.
Myth:I have to go to the bank
to do my banking.
Busted:You can access your account
balance from any Internet connection.
Busted:Online Banking is secure
when used with a secure network connection.
are not secure
Busted:ACH transfers are considered more
secure than other forms of payment.
Myth:FSB doesn't offer
Busted:Yes we do!
We offer land loans with various terms.
Myth:Online account opening
Busted:Our online account opening software is encrypted for your security!
Why is Online Account opening safe? Because ensuring the security of our customers’ financial information remains a top priority. In fact, we use complex security software & encryption software to safeguard private account info.
Myth:e-Statements are not as secure
as paper statements
Busted:e-Statements are more secure!
e-Statements are more secure than paper statements because they are sent securely to your personal email or available for view online. Paper statements are less secure as there is a possibility that they could be taken out of your mailbox or delivered to a different address.
Myth:You can only deposit a check
at a bank location
Busted:You can deposit checks using the FSB mobile banking app and at any of our ATMs!
Customers can enjoy the convenience of depositing checks to their account using our mobile banking app with Mobile Deposit. Checks can also be deposited at any FSB ATM at no charge.
Myth:FSB doesn't offer
Busted:We offer a variety of residential loans!
We also offer loan programs for first-time home buyers! Click on this Myth to check out all of our residential loan products.
Myth:My emails have no value
to a hacker
Busted:Hackers love stealing personal information from emails!
As a rule of thumb, NEVER send this kind of information over email, especially if you use an email service that isn’t encrypted!
Myth:Big banks offer
more banking options
Busted:Small banks can offer the same options as the big banks!
FSB offers several of the same conveniences as the “big guys”. We just have that community bank feel that you don’t often find at the Big Bank!