Visa® Debit & Credit Cards
Shopping has never been easier!
Visa Debit & Credit cards from Franklin Savings Bank offer security, convenience, and an easy way to bank on your terms.
New Card Managment Features
Visa Debit Cards
Banking made easy!
Automatic Billing Updater
What is the Visa Automatic Billing Updater?
The Visa Automatic Billing Updater helps to ensure uninterrupted service for cardholders and uninterupted payments by automatically updating information for recurring and nonrecurring payments.
What are the benefits of Visa Automatic Billing Updater?
- Helps ensure your recurring payments are on-time.
- Uninterrupted service from card-on-file merchants.
- Reduces likelihood for customer service interruptions with billing disputes.
- Less hassle if your card is ever reissued, lost or stolen.
What are Card-On-File Payments?
These are regular payments that you have set up with a merchant or service provider. These merchants store their customers’ card number information for recurring payments. Some examples include:
- Utilities
- Cell phone service
- Cable service
- Gym membership
- Music subscriptions
Will all of my recurring payments update automatically?
No. Visa® Automatic Billing Updater is only available to participating merchants. At their discretion, these participating merchants can choose the frequency at which they try to obtain updated cardholder information prior to their billing cycle.
Is there a cost to this service?
There is no fee for this service and all Franklin Savings Bank debit cards will be automatically enrolled unless you decide to opt-out.
Can I decline the Visa Automatic Billing Updater Service?
You can request to opt-out of this service by visiting any Franklin Savings Bank office or calling us at 1.800.372.4445. Keep in mind that your automatic payments will be declined and merchants may charge you a late fee if your card information is not up-to-date.
If I decline the Automatic Visa Billing Updater Service, can I opt back in at a later date?
Yes. Please call us at 1.800.372.4445 or visit an office to opt back in.
Debit Card Services
Activate your Visa Debit Card, dispute a transaction or report a lost or stolen card.
Visa Credit Cards
Get it here. Use it anywhere!
Looking for a little more from your wallet? Franklin Savings Bank’s Platinum credit cards offer great rates, a valuable rewards program, and the best security. Give yourself the credit, benefits and platinum status you deserve.
Features
You will also enjoy the following with our three Platinum credit cards:
- No Annual Fee¹
- 0% Intro APR on purchases and balance transfers for 12 months. After that, a variable APR will apply.²
- Fraud Monitoring and Zero Fraud Liability
- SecurLOCK™ Email and Text Fraud Alerts
- Mobile Payments
- Cell Phone Protection³
- 24/7 Personal Customer Service
- Card Security – view your FICO credit score for free, get identify theft assistance and purchase protection.*
-
Travel Accident Insurance**
Rewards Platinum
Enjoy unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more!
Cash Rewards Platinum
Earn 1% cash back on all net purchases. Best of all, cash rewards never expire.
Platinum Edition
Offers no penalty APR and low interest rates.¹
¹Refer to the card application’s Important Disclosures for current terms, rates and fees.
²Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
³Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must change your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit, visit the FAQ section at www.cardbenefitservices.com or call 1.866.894.8569.
*FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries. FICO® scores are updated monthly. You may not see your FICO® score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
**Franklin Savings Bank’s personal credit cards are issued by TCM Bank, N.A. Subject to credit approval.
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