Visa® Debit Cards

At Franklin Savings Bank, we like to make things as convenient, secure, and easy as possible for you, our valued customers. That’s exactly why we offer the FSB Visa® Debit Card, combining the convenience of ATM banking with the easy access you need to make purchases. Your FSB Visa® Debit Card is linked directly to your checking account—so the next time you go shopping, you can make purchases quick and easy!

• What are the benefits of Visa® Automatic Billing Updater?

  • Helps ensure your recurring payments are on-time.
  • Uninterrupted service from card-on-file merchants.
  • Reduces likelihood for customer service interruptions with billing disputes.
  • Less hassle if your card is ever reissued, lost or stolen.



• What are card-on-file payments?
  
  These are regular payments that you have set up with a merchant or service provider. These merchants store their customers’ card number information for recurring payments. Some examples include:

  • Utilities
  • Cell phone service
  • Cable service
  • Gym membership
  • Music subscriptions



• Will all of my recurring payments update automatically?
  
  No. Visa® Automatic Billing Updater is only available to participating merchants. At their discretion, these participating merchants can choose the frequency at which they try to obtain updated cardholder information prior to their billing cycle.
  


• Is there a cost to this service?
  
  There is no fee for this service and all Franklin Savings Bank debit cards will be automatically enrolled unless you decide to opt-out.
  


• Can I decline the Visa® Automatic Billing Updater service?
  
  You can request to opt-out of this service by visiting any Franklin Savings Bank office or calling us at 1.800.372.4445. Keep in mind that your automatic payments will be declined and merchants may charge you a late fee if your card information is not up-to-date.
  


• If I decide to decline the Visa® Automatic Billing Updater service, can I opt back in if I change my mind?
  
  Yes. Please call us at 1.800.372.4445 or visit an office to opt back in.
  


• When do these changes go into effect?
  
  May 1, 2018.