NOTICE: Our Online and Mobile banking services are available 24/7 so you can bank whenever you want, from wherever you are. Click here to learn more.

Personal Banking

Visa® Debit & Credit Cards

Shopping has never been easier!

Visa Debit & Credit cards from Franklin Savings Bank offer security, convenience, and an easy way to bank on your terms. 


New Card Managment Features

Visa Debit Cards

Banking made easy!

At Franklin Savings Bank, we like to make things as convenient, secure, and easy as possible for you, our valued customers. That’s exactly why we offer the FSB Visa® Debit Card, combining the convenience of ATM banking with the easy access you need to make purchases. Your FSB Visa® Debit Card is linked directly to your checking account—so the next time you go shopping, you can make purchases quick and easy!

Automatic Billing Updater

What is the Visa Automatic Billing Updater?

The Visa Automatic Billing Updater helps to ensure uninterrupted service for cardholders and uninterupted payments by automatically updating information for recurring and nonrecurring payments. 

What are the benefits of Visa Automatic Billing Updater?
  • Helps ensure your recurring payments are on-time.
  • Uninterrupted service from card-on-file merchants.
  • Reduces likelihood for customer service interruptions with billing disputes.
  • Less hassle if your card is ever reissued, lost or stolen.
What are Card-On-File Payments?

These are regular payments that you have set up with a merchant or service provider. These merchants store their customers’ card number information for recurring payments. Some examples include:

  • Utilities
  • Cell phone service
  • Cable service
  • Gym membership
  • Music subscriptions
Will all of my recurring payments update automatically?

No. Visa® Automatic Billing Updater is only available to participating merchants. At their discretion, these participating merchants can choose the frequency at which they try to obtain updated cardholder information prior to their billing cycle.

Is there a cost to this service?

There is no fee for this service and all Franklin Savings Bank debit cards will be automatically enrolled unless you decide to opt-out.

Can I decline the Visa Automatic Billing Updater Service?

You can request to opt-out of this service by visiting any Franklin Savings Bank office or calling us at 1.800.372.4445. Keep in mind that your automatic payments will be declined and merchants may charge you a late fee if your card information is not up-to-date.

If I decline the Automatic Visa Billing Updater Service, can I opt back in at a later date?

Yes. Please call us at 1.800.372.4445 or visit an office to opt back in.

Activate your Visa Debit Card, dispute a transaction or report a lost or stolen card.

Visa Credit Cards

Get it here. Use it anywhere!

Looking for a little more from your wallet? Franklin Savings Bank’s Platinum credit cards offer great rates, a valuable rewards program, and the best security. Give yourself the credit, benefits and platinum status you deserve.


You will also enjoy the following with our three Platinum credit cards:

  • No Annual Fee¹
  • 0% Intro APR on purchases and balance transfers for 12 months. After that, a variable APR will apply.²
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCK™ Email and Text Fraud Alerts
  • Mobile Payments
  • Cell Phone Protection³
  • 24/7 Personal Customer Service
  • Card Security – view your FICO credit score for free, get identify theft assistance and purchase protection.*
  • Travel Accident Insurance**
Rewards Platinum

Enjoy unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more!

Cash Rewards Platinum

Earn 1% cash back on all net purchases. Best of all, cash rewards never expire.

Platinum Edition

Offers no penalty APR and low interest rates.¹

¹Refer to the card application’s Important Disclosures for current terms, rates and fees.

²Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

³Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must change your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit, visit the FAQ section at  or call 1.866.894.8569.

*FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries. FICO® scores are updated monthly. You may not see your FICO® score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

**Franklin Savings Bank’s personal credit cards are issued by TCM Bank, N.A. Subject to credit approval.

Want an easy way to save? 

Check out our CDs and IRAs

Mastercard Gift Cards

A perfect gift for any occasion!

Mastercard Giftcard

 Enjoy these great benefits:*

– Low $2.50 activation fee (waived for Passkey customers)

– Only available to FSB Customers

– Envelope included with each gift card

– Card amounts from $10 to $1,000

– Use anywhere MasterCard is accepted

*Prepaid card is issued by Pathward, N.A., Member FDIC, pursuant to license by MasterCard International Inc. MasterCard is a registered trademark of MasterCard International Inc. Monthly inactivation fee of $4.95 after 13 consecutive months of inactivity. Lost/stolen replacement card fee of $8.00. Funds do not expire. Card is non-reloadable.


Mobile Banking

Bank when you want, from wherever you are.

You are now leaving the FSB website.

FSB is not responsible for the content or accuracy of information, the availability or security of this linked website.

You will be redirected to

Click the link above to continue or CANCEL