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Statement Savings Advantage
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FSB’s Statement Savings Advantage account combines the benefits of an interest-bearing savings account with convenient 24-hour banking capabilities and monthly statements that help you stay on track with your money-savings goals. The account can be opened with as little as $10. The Statement Savings Advantage account offers a comprehensive assortment of benefits, including:
*a $10 minimum balance is needed for individuals under the age of 18 and over the age of 62
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- Only $10 needed to open an account
- If daily balance drops below $100, a monthly service charge may apply*
- Interest earned when $100 daily balance is maintained for the statement cycle
- Earn a higher rate of interest when your balance reaches $5,000
- Linked Account Transfers
- Online & Mobile Banking
- FSB Alerts to keep you up-to-date on your account balance
- e-Statements
- Direct Deposit
- Plus, account holders are qualified to enroll in Identity Theft Resolution Services (Annual charge may apply)
- Use this account to help manage your financial resources: transfers to another account or to third parties by check, draft or debit card as well as by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle. Unlimited in-bank withdrawals are allowed.
- FDIC Insurance
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Start teaching your children early on about the basics of money management with the FSB Kids’ Savings Account. Parents of children up to the age of 13 may open this account for as little as 50 cents. Additionally, with each 50 cent deposit, your child earns points which can be accumulated and exchanged for various prizes. How cool is that?
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- Interest earned on daily balances of $0.50 or more for the calendar month
- Only $0.50 is required to open an account
- To encourage teaching children to save money, this account does not incur service charges
- FDIC Insurance
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Whether you’re saving for a down payment, vacation, taxes, or planning for all of those holiday expenses, FSB’s super-flexible Choice Savings Club is the perfect account for you. Make payments in the bank, online or set up automatic deposits! Your funds will automatically be transferred to your checking account on the payout date.
*The $25 fee will be waived if your withdrawal is used for a new FSB loan.
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- Choose your deposit amount
- Set up deposits weekly, biweekly, or monthly—your choice!
- Interest earned is paid at payout
- Choose your payout schedule—once or twice per year
- Club Accounts are automatically renewed on same schedule
- For early withdrawals, a $25 fee will be assessed*
- Additional deposits are always welcome
- Online & Mobile Banking
- Monthly statements; e-Statements available
- FSB Alerts
- Direct Deposit
- Linked Account Transfers
- Account holders are qualified to enrolled in Identity Theft Resolution Services (Annual charge may apply)
- FDIC Insurance
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With a Money Market Advantage account through Franklin Savings Bank, you don’t have to keep your money tied up for an extended period of time—so you can save with no strings attached. This account offers higher interest rates with a tiered-interest structure, is FDIC-insured, and can be easily accessed online.
*A service charge of $10 per month may apply if daily balance falls below $2,500 at any time during the statement cycle.
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- Higher interest rates than traditional savings accounts
- $2,500 minimum opening deposit
- No monthly service charge for balances over $2,500*
- Use this account to help manage your financial resources: transfers to another account or to third parties by check, draft or debit card as well as by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle. Unlimited in bank withdrawals are allowed.
- Four tiered-interest options—the more money you deposit, the more money you earn!
- $0.01-$2,499
- $2,500-$24,999
- $25,000-$74,999
- $75,000+
- Click here for current rates
- Online & Mobile Banking
- Online Bill Pay
- e-Statements
- FSB Alerts
- Direct Deposit
- Linked Account Transfers
- Account holders are qualified to enroll in Identity Theft Resolution Services (Annual charge may apply)
- Complimentary financial planning seminars & investment consulting
- FDIC Insurance
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If you’re looking to earn an even higher rate of interest than traditional Money Market Accounts, then the Lakes Money Market Plus account is perfect for you. This account is offered exclusively to FSB checking account customers.
*A service charge of $10 per month may apply if daily balance falls below $2,500 at any time during the statement cycle.
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- Higher interest rates than traditional Money Market accounts
- $2,500 minimum opening deposit
- No monthly service charge for daily balances over $2,500*
- Use this account to help manage your financial resources: transfers to another account or to third parties by check, draft or debit card as well as by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle. Unlimited in bank withdrawals are allowed.
- Four tiered-interest options—the more money you deposit, the more money you earn!
- $0.01-$2,499
- $2,500-$24,999
- $25,000-$74,999
- $75,000+
- Click here for current rates
- Online & Mobile banking
- e-Statements
- FSB Alerts
- Direct Deposit
- Linked Account Transfers
- Account holders are qualified to enroll in Identity Theft Resolution Services (Annual charge may apply)
- Complimentary financial planning seminars & investment consulting
- FDIC Insurance
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Do you have a high-deductible health plan? If so, you can save money on your out-of-pocket costs with a Health Savings Account through Franklin Savings Bank. Funds contributed to your Health Savings Account are not subject to federal income tax—so you can pay your health expenses tax-free! And the best part- funds roll over and accumulate from year to year if they are not spent. So you never have to worry about losing the money you saved for your health care expenses.
*A service charge of $2.50 per month may apply if daily balance falls below $2,500 at any time during the statement cycle.
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