Checking Accounts

FSB Has the Perfect Account for You

Whether you prefer to take a trip to your local branch, or conduct all of your banking online, Franklin Savings Bank has the perfect checking account for you. FSB’s checking accounts are quick and easy to open and feature low-balance or no-balance requirements, instant-issue Visa® debit cards, free online banking and bill pay, access to over 55,000 surcharge-free ATMs, and more.

View Checking Account Comparison Chart
Eligibility Requirements Interest-Bearing Minimum to Open Minimum Balance to Avoid Fees Monthly Service Charge*

Easy Checking

For Individuals

No

$50

$0

N/A

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Our Easy Checking account is designed for individuals who want a simpler way to manage their money, free of monthly fees. With a low $50 initial opening deposit, Easy Checking™ accounts offer great features, including:

Schedule an Appointment to Open an Account

e-Checking

For Individuals

Yes

$50

$0

N/A

More Details Open an Account

Advantage Checking

For Individuals

Yes. Interest earned on a daily minimum balance of $500.

$50

Maintain a daily combined average balance of $5,000 in FSB loan & deposit accounts.

$10

More Details Open An Account

PassKey Checking

Individuals

Yes

$50

Maintain a daily combined personal deposit relationship of $25,000 or more.

$15

More Details

Solutions Checking

For Individuals

No

$50

$0

$10

More Details

Choice Checking

For Individuals

Yes. Interest earned on a daily minimum balance of $500.

$50

$500

$7

More Details