Open the door to your new home

with special financing for first time homebuyers.

Young African American Family standing in front of their new home.

Our first time homebuyers can enjoy a low 3% down payment.*

Young woman holding the keys to her new home.

Get the $200 underwriting fee waived on the date of closing for a limited time.

Young couple standing in front of their new home.

A variety of fixed and adjustable financing rates for first time homebuyers.

*Rates are effective 10/4/22 and may change without notice. Offer of low 3% down payment is for first time homebuyers only. Annual Percentage Rate (APR) of 7.176% is for first time homebuyers who qualify as low-to-moderate income and is based on a loan amount of $250,000 with 360 equal monthly payments of $1,621.50. Annual Percentage Rate (APR) for first time homebuyers who exceed low-to-moderate income guidelines will be higher. Loans with less than 20% down payment require Private Mortgage Insurance (PMI). Payments do not include taxes or insurance. The actual monthly payment obligation will be greater.

The offer of credit is subject to credit approval. This is a limited time offer and may be withdrawn without notice.

1st Time Homebuyer Workshop Dates

Join us in Franklin, Laconia or Goffstown

FSB's Main Office

Franklin FSB Main Office 5:30pm

Wednesday, October 26th

Wednesday, January 25th

Image of Laconia Public Library

Laconia Public Library 5:30pm

Monday, November 14th

Monday, March 13th

Goffstown Branch

Goffstown FSB Location 5:30pm

Wednesday, December 21st

Wednesday, February 22nd

CDs and IRAs

Check out our current specials. 

Mortgage & Home Equity Lending Team

We’re with you every step of the way!

Ronald Poitras, Residential Loan Originator

Ronald Poitras

Residential Loan Originator

NMLS #47643

Direct Line: 603.934.0421

Mobile: 603.455.8841


Monica Abear Headshot

Monique Abear

Home Equity Lender

NMLS #1294769

Direct Line: 603.934.0422



Shauntee Currier

Residential Loan Originator

NMLS #1836437

Direct Line: 603.934.8364


Nancy Watson, Branch Manager

Nancy Watson

Home Equity Lender & Boscawen Branch Manager

NMLS #1294784

Direct Line: 603.934.0461


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