NOTICE: Beginning April 8th, our Central Street entrance at our Main Office in Franklin will be temporarily inaccessible. Our parking lot entrance and lobby will remain open. We invite you to use the ATM machine at our 933 Central Street, Franklin location. Or you may access cash from over 55,000 fee-free ATMs using the Allpoint Network. The Allpoint app is available for download in the Apple or Google Play Stores. . For more information on the renovation click here.

HOLIDAY NOTICE: All Franklin Savings Bank offices will be closed on Wednesday, June 19th in observance of Juneteenth. Our Online and Mobile Banking services are available 24/7 so you can bank at your convenience. Click here to learn more.

NOTICE: Due to inclement weather, all Franklin Savings Bank locations will be closed on Thursday, April 4th. Feel free to check back here, or on our Facebook and Instagram pages, for udpates. Our Online and Mobile Banking services are available 24/7 so you can bank anytime.

NOTICE: Beginning April 8th, our Central Street entrance at our Main Office in Franklin will be temporarily inaccessible. Our parking lot entrance and lobby will remain open. We invite you to use the ATM machine at our 933 Central Street, Franklin location. Or you may access cash from over 55,000 fee-free ATMs using the Allpoint Network. The Allpoint app is available for download in the Apple or Google Play Stores. 

Corporator Connections

News & Updates for FSB Corporators

FSB extends $25.4MM in construction financing for Stevens Mill project

Franklin Savings Bank, in partnership with a consortium of lenders, recently provided construction financing for the rehabilitation of the historic Stevens Mill building in downtown Franklin, NH into a mix-use property. Lebanon-based Mascoma Bank, which has a specialized group dedicated to navigating complex government tax credit programs, was brought in to lead the group of lenders in the Historic Tax Credit financing transaction. Additional financing was made possible through a partnership between Androscoggin Bank, NH Business Finance Authority, Capital Regional Development Corporation (CRDC), Regional Economic Development Center (REDC) along with historic tax credits.

The Stevens Mill project will involve major renovations to five mill-style buildings situated along Canal Street in Franklin. The apartments will include studio, one and two-bedroom units featuring modern finishes with granite countertops, stainless steel appliances, oversized windows, exposed brick, and hardwood finishes. Residents will also enjoy many amenities to include a clubroom, patio area, fitness center, pet-washing room, a roof deck, as well as picturesque views of the Winnipesaukee River and Mill City Park. The residential units are anticipated to be finished by summer of 2023.

Two of the five buildings will include over 27,000 square feet of commercial space which is projected to be complete by the fall of 2022. There is interest from local breweries to occupy space in one of the buildings, which will bring more job opportunities and economic development to an area that serves as the gateway to the Lakes Region.

Four Employees Honored with Vision Award

Four employees were bestowed a 2021 Vision Award at the bank’s annual Employee Recognition Event in April. The award is presented each year to individuals who exceed the expectations of their customers and co-workers by embodying FSB’s vision.

Glen Moore was honored with an award for his ability to easily pivot directions when presented with multiple challenges at any given time. He is methodical in his thinking, looks at the big picture, and demonstrates sound judgement. Glen never hesitates to assist a team member and is always eager to share his knowledge.

Matthew Nadeau was selected based upon his commitment to ensuring customers receive a positive experience when visiting the bank’s Merrimack office. He always strives to provide solutions to assist his customers and consistently goes out of his way to help. Matt has also been a strong ambassador for the bank, helping to elevate our brand throughout the southern region of the state.

Heather Bisson was recognized for her leadership and commitment to the success of her department, especially during the challenges over the past two years during the pandemic.  She works as many hours as necessary to meet deadlines and to ensure customer requests are completed in a timely manner. Further, Heather is committed to making sure the work in her department is done accurately, on-time and beyond what is expected by our customers and her peers.

Leisha Havey was praised for her dedication to getting our loan system set up to process PPP loans to ensure they were booked, funded and sent to the Small Business Administration. She worked countless hours with the bank’s PPP team to ensure everything went smoothly for our customers.  Leisha is also a great mentor to the bank’s loan servicing team and ensures they are cross-trained to help each other when needed. Lastly, she goes out of her way to assist customers and tries to find ways to help them in any way possible.

We congratulate these individuals on this wonderful achievement!

NH Forward Receives $10,000 Grant from FSB

Franklin Savings Bank awarded NH Forward a $10,000 grant through its Fund for Community Advancement to assist the group with offering a manufacturing apprenticeship program to students at Franklin High School, in partnership with the German American Chamber of Commerce (GACC). Students enrolled in the program will complete four college-level courses in machine tool math, blueprint reading, solid modeling, and computer assisted design (CAD) facilitated by an instructor from Lakes Region Community College (LRCC). Upon successful completion of the courses, students will earn college credits towards an associate degree in mechatronics from LRCC, and the GACC will provide their DOL Registered Mechatronics Apprenticeship designation.

Students participating in the program will receive opportunities for on-the-job-training with a manufacturer located in Franklin while pursuing their associates degree from LRCC. Their tuition will also be fully paid for by the company along with a stipend to cover their expenses.

Upon successful completion of an Associates degree from LRCC, the German American Chamber of Commerce will register the apprenticeship program with the U.S. Department of Labor, which provides the nationally recognized Registered Apprenticeship Certification to participants who complete the program at their sponsored employer. At the conclusion of the apprenticeship, the apprentices will have an opportunity to complete an exam to earn a GACC dual-education certification based upon the German training standard. GACC is widely recognized for forming partnerships with U.S. companies to help them develop sustainable skills development programs. In fact, their acclaimed model is operating successfully in many states throughout the U.S.

The Lofts at Mill City Park are Complete

In 2020, renovations began on the second and third floors of the IOOF building situated in downtown Franklin to reconstruct eight units into high-end condominiums, hereinafter referred to as The Lofts at Mill City Park. The luxury condominiums consist of unique, custom finishes throughout to include hardwood floors, crown molding, tin ceilings, quartz countertops, and stainless appliances. The condos are also within walking distance of restaurants, breweries, Mill City Park (a whitewater park), Odell Park, bicycle and walking trails, and more.

Three of the units are under agreement and there is interest from investors outside the area based upon the progress being made with revitalization of downtown Franklin. To view the listings for The Lofts at Mill City Park, visit Remax Bayside at

FSB Receives Business Inspiration Award

On May 24th, the bank was honored with a 2022 Business Inspiration Award from the Lakes Region Chamber of Commerce at an event hosted on the M/S Mount Washington at the Weirs Beach docks. The award was given to recognize FSB for its investment in solar energy to provide clean, solar power at our Franklin, Gilford, Goffstown, Bristol and Merrimack offices.

To see what our systems are producing for energy, both today and across their lifetime, check out this page on our website: You will also see the environmental benefits!

Strategic Caring Solutions

Our wealth management division, Independence Financial Advisors (IFA), recently formed a new subsidiary called Strategic Caring Solutions. This new entity will assist individuals and families with navigating the process of applying for Medicaid benefits using a team approach. Through this method, clients will be paired with a financial advisor from IFA, a Medicaid planner, and an attorney throughout the process to provide guidance and advice with the goal of preserving a client’s estate.

For more information on Strategic Caring Solutions, contact Wayne Gregoire, Senior Care Advisor, at 603.455.0519 or via email at

2022 Customer Appreciation Days

Tilton June 10th
Bristol June 24th
Merrimack July 15th
Main Office, Franklin July 22nd
Gilford July 29th
Upper Central Street, Franklin August 5th
Goffstown August 19th
Boscawen August 26th


We appreciate referrals from our Corporators!

Did you know as an FSB Corporator, you have the opportunity to be rewarded for your referrals? We offer referral cards for you to hand out to individuals for them to receive $25 when they open a new personal checking account with us. Once the new account is opened, you will also receive $25 deposited into your FSB account! To receive some referral cards, contact Dawn Beers, VP – Marketing Officer, in the marketing department.


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