NOTICE: Due to a recent technology update, Online Banking users may be asked to verify their email address the next time they login to our Online Banking system. This verification will help us keep our customers’ information safe. Thank you for understanding.

NEW HOURS COMING SOON: We will be rolling out new branch hours starting July 5th. Click here for more information.

PLEASE NOTE: For a better website experience, please use a browser other than Internet Explorer.

Deposit Rates

Designed with you in mind.

Effective Date: May 20, 2022

 

Make the most of your short-term investment with these great rates!

 

Product APY* Interest Rate¹ Minimum / Maximum Deposits (if applicable)
10 Day CD 0.08% 0.08% $5,000 Minimum Deposit to earn APY
13 Month CD 0.20% 0.20% $2,000 Minimum Deposit to earn APY
25 Month CD² 0.50% 0.50% $2,000 Minimum Deposit to earn APY

 

Product APY* Interest Rate¹ Minimum / Maximum Deposits (if applicable)
25 Month IRA 0.50% 0.50% $1,000 Minimum Deposit to earn APY

Click here to Open an Account Online

 

*Annual Percentage Yield. A substantial penalty may be imposed on premature withdrawals from certificates of deposits or IRAs. Depositors are insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Fees may reduce earnings. Not all of our CDs can be opened online, please contact a Personal Banker for assistance at 603.934.4445 or 1.800.372.4445.

¹Rates are subject to change without notice.

²The 25 Month CD is only availble to customers with an FSB Passkey Checking account.

 

Effective Date: May 20, 2022

Product APY* Interest Rate Minimum Balance to Earn APY
7 Day 0.05% 0.05% $5,000.00
10 Day 0.08% 0.08% $5,000.00
13 Day 0.05% 0.05% $5,000.00
21 Day 0.05% 0.05% $5,000.00
91 Day 0.05% 0.05% $2,000.00
0.08% 0.08% $10,000.00
182 Day 0.05% 0.05% $2,000.00
0.10% 0.10% $10,000.00
One Year 0.12% 0.12% $2,000.00
0.15% 0.15% $10,000.00
Two Year 0.20% 0.20% $2,000.00
0.25% 0.25% $10,000.00
Three Year 0.30% 0.30% $1,000.00
Five Year 0.40% 0.40% $1,000.00 Minimum deposit
Five Year Smart CD 0.15% 0.15% $100.00

* Annual Percentage Yield. A substantial penalty is imposed on premature withdrawals from certificates of deposits. Depositors are insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Fees may reduce earnings. For complete details on any of our deposit products, contact a Personal Banker for assistance at 603.934.4445 or 1.800.372.4445.

**Rates are subject to change without notice.


APPLY NOW

Effective Date: May 20, 2022

Product APY* Interest Rate Minimum Balance to Earn APY
Variable Rate IRA 0.20% 0.20% $50,000.00
0.15% 0.15% $15,000.00
0.10% 0.10% $10.00

* Annual Percentage Yield. APYs for deposit instruments with no maturities or maturities of less than one year assume reinvestment at original rate for one year. Interest is earned and compounded monthly. Interest rates are subject to change without notice. Regular fees or other conditions could reduce the yield. For details, review our Truth in Savings Disclosures.

Minimum deposit to open a Fixed Rate IRA is $500 for 3- through 5-Year terms and $1,000 for any term under 3 Years.  Choose from the Certificates of Deposit term options for a Fixed Rate IRA.

 

Effective Date: May 20, 2022

Product APY* Interest Rate Minimum Balance to Earn APY
Lakes Money Market Plus – with FSB Checking 0.10% 0.10% $250,000.00+
0.08% 0.08% $150,000.00
0.07% 0.07% $75,000.00
0.05% 0.05% $25,000.00
0.03% 0.03% $2,500.00
0.01% 0.01% $0.01
Money Market Advantage 0.05% 0.05% $75,000.00
0.05% 0.05% $25,000.00
0.03% 0.03% $2,500.00
0.01% 0.01% $0.01

* Annual Percentage Yield


APPLY NOW

Effective Date: May 20, 2022

Product APY* Interest Rate Minimum Balance to Earn APY
Premium Health Savings Accounts (HSA) 0.25% 0.25% $25,000.00
0.15% 0.15% $10,000.00
0.10% 0.10% $2,500.00
0.05% 0.05% $1,000.00
0.05% 0.05% $0.01
Kids’ Account 0.03% 0.03% $0.50
Statement Savings 0.03% 0.03% $5,000.00
0.01% 0.01% $100.00

* Annual Percentage Yield


APPLY NOW

Effective Date: May 20, 2022

Product APY* Interest Rate Minimum Balance to Earn APY
Choice Checking 0.01% 0.01% Varies
PassKey Checking 0.01% 0.01% Varies
All Others (when applicable) 0.01% 0.01% Varies
Interest on Lawyers Trust Accounts (IOLTA) 0.01% 0.01% Varies

* Annual Percentage Yield


APPLY NOW

Visa® Debit & Credit Cards

Shopping has never been easier!

You are now leaving the FSB website.

FSB is not responsible for the content or accuracy of information, the availability or security of this linked website.

You will be redirected to

Click the link above to continue or CANCEL