Consumer Loan Rates
Designed with you in mind.
- Collateral Loans
- Autos
- Personal Unsecured
- Boats, Motorhomes, & Campers
- Other Secured & Recreational Vehicles
- Home Improvement
Maximum Loan to Value (LTV) is 95% of the collateral balance.
Rate is 3% above the FSB Statement Savings or Certificate of Deposit (CD) earning rate.
Processing Fee of $55.
| Mileage / Type | Model Year | APR** | Rate | Max Term | Down Payment | Payment Example** |
|---|---|---|---|---|---|---|
| Up to 50,000 miles | 2023-2022 | 6.082% | 5.800% | 48 Months | At least 10% | $236.37 |
| Up to 50,000 miles | 2023-2022 | 6.031% | 5.800% | 60 Months | At least 10% | $194.41 |
| Up to 100,000 miles | 2021-2020 | 6.031% | 5.800% | 60 Months | At least 15% | $194.41 |
| Up to 100,000 miles | 2019-2018 | 7.085% | 6.800% | 48 Months | At least 20% | $241.12 |
| Up to 100,000 miles | 2017 | 8.171% | 7.800% | 36 Months | At least 20% | $315.94 |
| Up to 100,000 miles | 2013-2016 | 10.178% | 9.800% | 36 Months | At least 20% | $325.60 |
**APR & Payments calculated on $10,000 loan amount with a $55.00 processing fee.
| Loan Amount | APR* | Rate | Max Term | Down Payment | Payment Example |
|---|---|---|---|---|---|
| $2,500 | 17.926% | 15.750% | 24 Months | N/A | $125.59 |
| $2,501 to $3,500 | 17.247% | 15.750% | 30 Months | N/A | $124.64 |
| $3,501 to $5,000 | 16.659% | 15.750% | 36 Months | N/A | $151.78 |
* Annual Percentage Rate. Payment examples and APRs calculated at loan amount shown or mid-range loan amount of tier at the maximum term with a $55 Processing Fee.
| Mileage / Type | Model Year | APR** | Rate | Max Term | Down Payment | Payment Example** |
|---|---|---|---|---|---|---|
| Up to 100,000 miles | New | 7.881% | 7.750% | 120 Months | At least 20% | $121.65 |
| Up to 100,000 miles | 2013-2022 | 8.633% | 8.500% | 120 Months | At least 25% | $125.72 |
**APR & Payments calculated on $10,000 loan amount with a $55.00 processing fee.
| Mileage / Type | Model Year | APR** | Rate | Max Term | Down Payment | Payment Example** |
|---|---|---|---|---|---|---|
| Up to 100,000 miles | New | 10.195% | 9.90% | 48 Months | At least 20% | $256.80 |
| Up to 100,000 miles | 2013-2022 | 10.878% | 10.50% | 36 Months | At least 25% | $329.77 |
**APR & Payments calculated on $10,000 loan amount with a $55.00 processing fee.
| Notes | Loan Amount | APR* | Rate | Max Term | Payment Example* |
|---|---|---|---|---|---|
| No Down Payment | $5,000 to $10,000 | 8.568% | 8.250% | 60 Months | $153.50 |
*APR & Payments calculated on mid-range loan amount with a $55.00 processing fee.
Mortgages and Loans
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