NOTICE: Our Online and Mobile banking services are available 24/7 so you can bank whenever you want, from wherever you are. Click here to learn more.


November 14, 2022

Franklin Savings Bank is pleased to announce the promotions of Nancy Watson to AVP, Branch Manager-Boscawen, Jon Cayton to AVP, Branch Manager-Franklin, and Shelbie Swanson to Branch Manager-Gilford. In their respective roles, they will be responsible for executing strategies to achieve branch goals as part of the bank’s strategic plan. They will also provide coaching to their team to assure proper utilization of sales techniques, as well as ensure compliance with the bank’s policies, procedures and industry regulatory requirements.

“This is a wonderful accomplishment for Nancy, Jon and Shelbie, and I am happy to see the valuable contributions they have made within our retail group,” commented Julie Buker, VP, Retail Banking & Branch Administration Officer. “Their dedication and commitment to the bank and service to our customers is truly appreciated. I look forward to seeing them advance further within their roles.”

Watson joined the bank in 1985 as a Teller at our Bristol office, then transitioned into our loan operations department as a Loan Processor. In 2009, she was appointed Branch Manager of the bank’s former New Hampton office and later moved to the Boscawen office. She is actively involved in the community as a member of the Rotary Club of Concord, and volunteers her time to prepare and serve meals at the Open Door Kitchen in Penacook. In her free time, Watson enjoys kayaking, cooking and baking, restoring furniture, as well as visiting thrift stores. She resides in Bristol with her husband.

Cayton began his career with FSB in 2018 as Branch Manager of the main office in downtown Franklin. He assumed oversight of the customer contact center earlier in the year. He has over 37 years of experience in the areas of branch management, coaching and training, business development, compliance, and residential loan processing. A resident of Manchester, Cayton is a former Ambassador of the Souhegan Valley Chamber of Commerce.

Swanson started with the bank in 2018 as a Personal Banker at our Gilford office and was later elevated to Personal Banker II, then Personal Banker III & Retail Trainer. She holds an Associate of Arts degree in liberal arts from Lakes Region Community College. Swanson resides in Laconia with her son with whom she enjoys spending time. Together, they like to embark on adventure walks in her neighborhood, hike local trails, and explore the ocean shoreline in search of sea crabs.

Established in 1869, Franklin Savings Bank is an independent, mutually-owned community bank, offering an array of commercial lending, personal banking and investment services. The Bank also offers investment, insurance and financial planning services through its wholly-owned subsidiary, Independence Financial Advisors. A recognized leader in providing the latest in financial services technology, Franklin Savings Bank remains committed to serving the needs of businesses, families and the communities it serves, through a dedicated team of employees, a diverse line of financial products and services, and continued investment in emerging technology.

Franklin Savings Bank has donated over 11% of its net income to charity since 2009. Visit to learn more or follow the bank on Facebook, LinkedIn, Instagram, Twitter and YouTube.

Switching Banks

Is As Easy As 1.2.3

You are now leaving the FSB website.

FSB is not responsible for the content or accuracy of information, the availability or security of this linked website.

You will be redirected to

Click the link above to continue or CANCEL